Great Harbor Insurance is proud to be one of the top providers of Commercial Liability Insurance nationwide. With thousands of satisfied commercial clients, Great Harbor knows that commercial liability insurance is not a one-size-fits all solution. Our team of technical experts understand the needs of each business owner, regardless of type or size of business.

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General liability, also known as “commercial liability insurance” is a broad commercial insurance policy that covers general liability exposures of a business. Great Harbor recommends that all businesses have general liability coverage in place.

• Professional Liability Insurance (Errors & Omissions)
  Errors & Omissions (E&O) covers professionals for negligence and errors & omissions that injure their clients or cause damage to a third party’s data. This type of insurance is particularly important to licensed professionals such as accountants, attorneys, insurance agents, architects, engineers and technology companies. Great Harbor recommends that all professional and technology companies have E&O coverage and we can guide you to the coverages that best fits your business.

• Employment Practices Liability Insurance (EPLI)
  Employment Practices Liability Insurance for employers covers employment-related liabilities other than on-the-job injuries. This can include legal fees and damages for suits such as wrongful termination, discrimination, sexual harassment, and other alleged violations of employees’ legal rights. If you have employees, Great Harbor recommends considering this type of coverage.
• Directors and Officers Insurance (D&O)
  D&O insurance covers directors and officers of a company for negligent acts or omissions and for misleading statements that result in lawsuits against the company. There is a variety of Directors and Officers coverage available such as corporate reimbursement coverage, personal liability, and entity coverage. D&O policies may be broadened to include coverage for employment practices liability as well.

To find out more about our business insurance products and services, call us and we’ll help make sure you’re properly covered.

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